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Silvrav

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#319169 29-Mar-2025 15:58
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I'm curious, if i change my debit orders for car and mortgage to be deducted from my credit card, would I get points for it or are debit orders considered cash advances?


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Linux
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  #3358599 29-Mar-2025 16:15
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So you mean pay your mortgage via credit card?




Silvrav

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  #3358600 29-Mar-2025 16:18
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Linux:

 

So you mean pay your mortgage via credit card?

 

 

 

 

Yip, so instead of the mortgage going off my main account i change it to my credit card.


Linux
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  #3358601 29-Mar-2025 16:24
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Silvrav:

 

Linux:

 

So you mean pay your mortgage via credit card?

 

 

Yip, so instead of the mortgage going off my main account i change it to my credit card.

 

 

I have a mortgage with bnz and cc so let me see what Google says




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  #3358603 29-Mar-2025 16:25
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Looks like a cash advance


Silvrav

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  #3358604 29-Mar-2025 16:41
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Linux:

 

Looks like a cash advance

 

 

 

 

Ya that's what my research also seems to say but was hoping someone knew for sure as it's not clear.


Stu

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  #3358605 29-Mar-2025 16:43
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I just asked someone in that area. It is a cash advance.





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Silvrav

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  #3358606 29-Mar-2025 16:46
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Stu:

 

I just asked someone in that area. It is a cash advance.

 

 

 

 

Excellent, thanks Stu


Mehrts
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  #3358756 30-Mar-2025 15:53
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If it was able to be done without being a cash advance, every man and his dog would be doing it this way!


Delorean
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  #3358821 30-Mar-2025 22:31
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There is a theoretical way you could do this

 

1) sign up for a stripe account

 

2) direct the payment from stripe to the account the mortgage comes from

 

therefore you would use stripe to debit your visa, credit your current account and the mortgage payment comes from that. However you would need to pay the merchant charges. i haven’t done the math but I suspect isn’t probably not worth it.

 

My 2c





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