Cheapest Mobile Plan

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cokemaster

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#3234723 26-May-2024 00:15

I've done the shift myself, my recommendations:

Get an AU number as soon as you arrive, use that as your daily driver... even for calling NZ/SMS/MMS.
Shift to prepaid on 2D or One NZ. Either one will allow you to use Wifi calling and set up voicemail. 2D will allow you to forward calls (at a cost).
I don't recommend carrying a 2D sim with large balance roaming a lot as they do have the $8 a day roaming and that can eat into that (I've accidentally burnt a $20 top up through that). I normally only turn on my NZ number once or twice a week tops, or as needed.

NZ Banks will accept AU numbers, you just need to call them. I've only found Milford to have issues (using email as 2FA instead).

Before someone asks, I can't get an Australian card yet as I have liquidated my assets and investments so I have no income. I need to show some income. That will happen in about a years time.

Many banks will allow you to open accounts through the use of a drivers license + medicare card and don't require income tests. Suggest looking at ubank or ANZ Plus (both digital interactions).
Both of these will allow you to get Apple Pay/Android pay straight away without needing to wait for the card.

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Bitfiddler

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#3234724 26-May-2024 00:16

richms:

IMO it is absurd that a bank requires that I purchase a service from someone else to be able to use their services, but they are like so many businesses and insisting on having a phone number for their customers which I do not like them having. I have a dedicated phone that I use only for the fake 2 factor stuff, with minimal apps on the phone and a different google account signed into it to hopefully add a degree of security to the inherently insecure idea of SMS based fake 2 factor.

Kudos to Air New Zealand. I changed their TFA to use Whatsapp. Of course ANZ (Australia) use their own authenticator.

shk292

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#3234726 26-May-2024 05:02

Another option would be to get a Wise card and use that instead of NZ cards. Authentication is via the Wise app so isn't carrier dependant.

MaxineN

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#3234727 26-May-2024 06:08

Bitfiddler:

MaxineN:

Not really.

Unless you actually accept a call or a make a text or turn on data on the roaming network you won't get dinged.

2degrees is superior here as WiFi calling is first before the roaming network(as the same with One NZ).

2degrees is perfect for this application and what you want.

Sorry, you are confused. One.Nz, Spark (Nz), Telstra(Aus), Vodafone(Aus) do not work this way. The first time the mobile connects to the roaming network, you get pinged. I have been using all 4 for years. Telstra, being the most efficient, actually sends me an invoice every morning, without my using calls or sms.

Having said that, I had a decent discussion with Skinny. On Prepay roaming, they charge per call and per sms (send or receive). In this case, what you say may work for calling out (only).

It would awkward if I was confused, considering I used to work for one of them.

For prepay and pay monthly you don't get pinged unless you actively do something. Being on wifi calling whilst roaming will not get you stung by any roaming fee.

If you were pay monthly and you decided to accept a call, make a text or initiate a data session then you will get hit with the $8 daily roaming charge.

If prepay it will use casual balance first unless you have a roaming pack.

Receiving a text, receiving a call (and not answering) does not incur a charge.

That is from the One NZ perspective and as an ex staffer I'm not confused in the slightest.

You could sit on a PAYG prepay connection and have full roaming capability or even use use wifi calling and it will behave as if it's in New Zealand. You could only top it up every 359 days with $20.

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Wombat1

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#3234746 26-May-2024 09:53

Bitfiddler:

The reason I need roaming is that stupid NZ banks and credit card suppliers want to use SMS for TFA. The most stupid thing imaginable. Which means I need to have roaming (or text forwarding) every time I use my card in a café when ordering at a table in Australia. I have already had a go at ANZ and Westpac about it. My only hope is that they will accept my Australian number, I will try and change that in my profiles before I go.

They will all work with your australian number, I still use Anz.co.nz, now with my Aussie number. You may however need your NZ number to be active when making the change.
Also do the same thing for other services like IRD, kiwisaver etc ...

cokemaster

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#3234758 26-May-2024 11:27

Bitfiddler:

Sorry, you are confused. One.Nz, Spark (Nz), Telstra(Aus), Vodafone(Aus) do not work this way. The first time the mobile connects to the roaming network, you get pinged. I have been using all 4 for years. Telstra, being the most efficient, actually sends me an invoice every morning, without my using calls or sms.

Its worth clarifying that we're referring to several different generations of Postpaid plans here:

Upfront - these are the current model of plans that both Optus and Telstra operate (eg. you'll get a charge on your credit card for $5 for each and everyday). These are postpaid plans but with no possibility of excess charges (eg. if you try and call a destination not covered by your pack, the call will not go through) , everything must be purchased upfront (in the case of roaming, this is automatic).
Traditional Postpaid - Vodafone AU still operate this model whilst Optus and Telstra have effectively grandfathered it with the view of migrating consumers to the upfront model. All three operators in NZ operate this model.

Simply attaching to a network should not be sufficient to trigger a $5 a day charge. You'll typically need to either send a SMS, make or receive a call or use data (the auto update traffic for android/ios app/os, NTP stuff is enough to trigger this).
Being charged for attachment has been an issue in the past however I believe there has been work to remediate this behavior. You'll notice that there is a slight drift with Optus and Telstra in terms of their $5 a day roaming SMS as a result (as its triggered off usage).

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rugrat

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#3234762 26-May-2024 12:06

https://www.bnz.co.nz/support/security/netguard/using-mobile-authentication

With BNZ authentication can be done with the app. It has "Once you’ve set up the app, it’s easy and secure, no verification text messages or codes needed. "

That is for internet banking so unsure how overseas EFT-POS etc works but going from memory I think when doing some overseas transactions on credit card I’ve just had to confirm transaction in BNZ app before it went through.

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