Lias:
I get you, but by the same token a saying about all your eggs in one basket comes to mind too. People who lose all their money in a bad investment have chosen to put all their money in that investment for whatever reason.
Yeah I understand that, I guess it's more about the fact bones and emotional scars may heal with time, but if you've been beaten financially it could be worse if you don't have the time.
Nonetheless, perhaps the next person who is jailed for fraud should embezzle it to an account overseas and just say they spent it.