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Topic # 88280 12-Aug-2011 19:02
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I am someone who updates my mobile phone, laptop, PC and all kinds of gadgets at least once every year or so.

Has anyone had any experience using Easy Lease? And how does it work exactly? From what I have heard, it works out to be a better deal, plus, you get to upgrade to newer tech for no extra price? 

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  Reply # 505701 12-Aug-2011 19:06
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I have a laptop on Easy Lease and I feel that it is a colossal waste of money. I really can't wait for it to end (over a year to go) so I am free of the payments. Even getting a Hire Purchase with interest would've been less expensive for me. 




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All comments are my own opinion, and not that of my employer unless explicitly stated.




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  Reply # 505703 12-Aug-2011 19:08
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Can you give me an example of how it works? Let's say I buy something for $3000 on a 24 month term. How does it work out?

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  Reply # 505705 12-Aug-2011 19:11
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Ok so I bought a laptop for $2000 on a 36 month term and it costs me $105/month




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  Reply # 505716 12-Aug-2011 19:33
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heavenlywild: Can you give me an example of how it works? Let's say I buy something for $3000 on a 24 month term. How does it work out?


You are probably better off going to a big box retailer, and getting 60 months interest free, or whatever deals they have going, and that way you usually just pay a setup fee, plus your repayments.
I personally always pay cash, as you can get a good discount by shopping around and paying cash.

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  Reply # 505717 12-Aug-2011 19:36
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mattwnz:
heavenlywild: Can you give me an example of how it works? Let's say I buy something for $3000 on a 24 month term. How does it work out?


You are probably better off going to a big box retailer, and getting 60 months interest free, or whatever deals they have going, and that way you usually just pay a setup fee, plus your repayments.
I personally always pay cash, as you can get a good discount by shopping around and paying cash.


QFT, I wish the me of 2 years ago was not as stupid :( 




Lead Consultant @Intergen
All comments are my own opinion, and not that of my employer unless explicitly stated.


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