What would be a fair insurance replacement for an Intel 2019 Macbook Pro 13"?

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turtleattacks

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#312160 21-Mar-2024 21:57

Our Macbook Pro was left on the roof of the car and hence suffered screen, top case and bottom case.

Assuming it's a total loss, what would be the insurance equivalent of the unit?

Would it be the Macbook Air or the Macbook Pro? (Given that the Apple Silicon MBA would be faster than the 2019 MBP, apart from the fact that it can't drive 2 screens + use the internal screen, whereas the 2019 MBP can)

Or would they somehow find a refurbished 13" Macbook Pro to replace?

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jarledb

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#3209401 21-Mar-2024 22:11

I would think a 14" MacBook Pro with the same amount of RAM and HD/SSD would be the equivalent replacement.

Personally I would accept a new M1, M2 or M3 Macbook Pro in your situation. All of them will be much better than what they are replacing.

Would be surprised if they could replace the broken machine with a refurbished one, but I guess the details are in the fine print.

PS: The Macbook Pro 13" with the regular M1/M2/M3 (so not M1 Pro/Max or any of the other M's) that Apple have been selling is basically an Air in disguise. I would not accept that as a replacement. But that might be a hard argument to have with the insurance company.

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turtleattacks

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#3209403 21-Mar-2024 22:15

jarledb:

I would think a 14" MacBook Pro with the same amount of RAM and HD/SSD would be the equivalent replacement.

Personally I would accept a new M1, M2 or M3 Macbook Pro in your situation. All of them will be much better than what they are replacing.

Would be surprised if they could replace the broken machine with a refurbished one, but I guess the details are in the fine print.

Thank you, that's my thinking too.

I was wondering if they would try to fix it? I guess the laptop is still working and the internals are probably fine but who knows, maybe they can replace the screen, top case and bottom case, keyboard, and trackpad?

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jarledb

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#3209404 21-Mar-2024 22:22

turtleattacks:

I was wondering if they would try to fix it? I guess the laptop is still working and the internals are probably fine but who knows, maybe they can replace the screen, top case and bottom case, keyboard, and trackpad?

Yeah, I think that is an option. They will see what turns out cheapest for them, I would guess.

jamesrt

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#3209405 21-Mar-2024 22:39

Two or three years ago; my insurance replaced my Intel MacBook Pro with an M1/Arm MacBook Pro with "same" RAM and SSD capacity [SSD was, I think, bigger as that was the standard].

I did loose two USB ports [the Intel had 4, the M1 only two]; this had not proved to be too much of an issue.

Pretty sure the policy just stated 'like for like'.

RunningMan

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#3209418 22-Mar-2024 07:42

Look at the total specs of the machine, not just CPU capability. The Pro models generally had more expansion capability - i.e. external ports / displays that can be driven, but the Airs were more stripped back to be lighter and cheaper. Make sure any of those extra features that you need are replicated on the replacement.

turtleattacks

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#3209629 22-Mar-2024 17:54

Thanks, I'm hoping it would be a MBP as a replacement as the MBA can only drive one external monitor, whereas the MBP can drive two external monitors.

Plus MBP has fans, MBA has no fans.

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