Yesterday, I drove my car through a patch of wet paint on the road. A truck ahead of me must have had a problem with its cargo, and dropped some white paint on the road. I didn't realise it was wet, and drove through it. Later that day, I saw that the front and rear left tyres were splashed with white paint, and the side skirting was also splashed with white paint. By the time I noticed, it had dried (that's when I realised it must have been wet paint on the road). I haven't had a chance to try cleaning it off, but suspect it might be difficult. I have no idea what type of paint it is.
I'm wondering whether this is claimable under my AMI car insurance policy. I know I can ring them and find out, but I'm curious whether others think this is worth claiming for. I can't see anything in the policy which precludes it (it refers to "damage" but doesn't define damage). The only issue is whether the cost to fix it (presumably either a professional valet service or a repaint) would exceed the excess (about $300 if memory serves). Is this the kind of thing you think would justify an insurance claim? For some context, it's a 1999 Toyota Altezza, painted silver (so it shows up, but's it's not a huge contrast. At the moment, it just looks like a mud splash.
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