Hi all,
Looking at buying my first car, and have been comparing the premiums costs for multiple basic first cars (Starlets, Civics, Citys etc). Family is with the AA and AMI and have good experience with them, I have heard bad things from Youi.
Checking costs online constantly show Tower being about 50% cheaper for third and third, fire and theft when comparing with the AA, which I thought would be the cheapest.
Tower $207.50 third party with $750 excess (including age excess) for Civic, City etc.
AA $400-500 third party with $1200 excess (including age excess) for the same cars.
Am I missing something here, why is Tower so consistently cheap at the third party price point. The full comprehensive prices match between Tower and the AA at around $900. It's just the thirds party policies that vary so great, and they seem to be identical from what I have read.
Any experience or advice?
Thanks.