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neb

neb
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  #2979133 8-Oct-2022 16:33
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Handsomedan: On a couple of levels.

1: predatory lending and bad practices
2: people openly admitting that they’ve borrowed money they can’t really afford without reading the contract

 

 

I've run into a similar situation, a long-term unemployed person with no money being lent quite a lot of it to buy a car he could never repay the loan on. Again, fault on both sides, he should never have applied for the loan and the lenders should never have given him one given that they would have known in advance he couldn't repay it.

 

 

Is this actually a workable (if crooked) business model for loan companies? Lend money to someone they know can't repay it, get the first few repayments, then repossess the car and pocket the initial payments?

neb

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  #2979134 8-Oct-2022 16:39
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The scapegoating of this guy:

 

 

French auction house tells of build-up to bidding war that led to an expert losing his job and a seller being left ‘traumatised’

 

 

tl;dr, their valuer assessed a vase as being a 20-th century copy, some Chinese buyers decided it wasn't and paid 7.7M for it instead of the estimated 2K, the valuer was fired.

 

 

This looks like pure scapegoating. It was obvious from the outset to the auction house, based on buyer interest, that there was disagreement over its value, but they never had it re-evaluated. Even the auction house chair isn't convinced that the valuer was wrong: "We don’t know whether it [the vase] is old or not or why it sold for such a price. Perhaps we will never know". They made 1.4M in fees from the sale. And at the end of all that, with no damage done and huge profits all round, they fired the valuer.

rb99
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  #2979200 8-Oct-2022 19:16
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Pulp Fiction 4K will be out soon(ish). Yay, its only 19.99 at Amazon US. Yay(?), by the time you add postage, gst, convert to local $, its become $60.





“The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness.” -John Kenneth Galbraith

 

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  #2979201 8-Oct-2022 19:17
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neb: The scapegoating of this guy:
French auction house tells of build-up to bidding war that led to an expert losing his job and a seller being left ‘traumatised’
tl;dr, their valuer assessed a vase as being a 20-th century copy, some Chinese buyers decided it wasn't and paid 7.7M for it instead of the estimated 2K, the valuer was fired. This looks like pure scapegoating. It was obvious from the outset to the auction house, based on buyer interest, that there was disagreement over its value, but they never had it re-evaluated. Even the auction house chair isn't convinced that the valuer was wrong: "We don’t know whether it [the vase] is old or not or why it sold for such a price. Perhaps we will never know". They made 1.4M in fees from the sale. And at the end of all that, with no damage done and huge profits all round, they fired the valuer.

 

Kind of similar, a bit, sort of, to the US chemistry professor fired because his students thought his course was too difficult.





“The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness.” -John Kenneth Galbraith

 

rb99


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  #2979202 8-Oct-2022 19:19
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Bloody useless AU Postal Service.

 

I could row to Oz, collect my parcel and row back again before they deliver stuff.





“The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness.” -John Kenneth Galbraith

 

rb99


neb

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  #2979203 8-Oct-2022 19:40
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rb99:

Kind of similar, a bit, sort of, to the US chemistry professor fired because his students thought his course was too difficult.

 

 

While true in a sense, that's a bit of an oversimplification, he had high level of withdrawals from his course and was failing a lot of students who were otherwise doing OK in other courses. Eventually it got so bad that there was a student petition complaining about him, and him specifically, not any other courses. The firing was definitely a scapegoating though, the petition never asked for that. For the full details, read one of the writeups on this, it's a lot more nuanced than the headlines make out.

freitasm
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  #2979211 8-Oct-2022 20:04
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rb99:

Bloody useless AU Postal Service.


I could row to Oz, collect my parcel and row back again before they deliver stuff.



Interesting, similar story this last month.




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rb99
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  #2979232 8-Oct-2022 21:33
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freitasm:
rb99:

 

Bloody useless AU Postal Service.

 

 

 

I could row to Oz, collect my parcel and row back again before they deliver stuff.

 



Interesting, similar story this last month.

 

Its kind of nice its not just me (but not really). Amazon can send stuff from the UK, US and AU way quicker and some of it with free postage. AU stuff will arrive later in the same week.

 

Actual shipping, by sea, Sydney to Auckland seems to be about 9 days. Add a week either end so thats 3 weeks(ish). Some of my stuff I'm waiting since 2nd Aug and nothing and yet its apparently considered OK to wait up to 3 months using the 'quicker' air mail before there's any point asking about it.





“The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness.” -John Kenneth Galbraith

 

rb99


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#2979317 9-Oct-2022 10:19
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Drunken student parties with super loud music at 0730hrs on a Sunday morning! Including loud drunks on the garage roof!


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  #2979323 9-Oct-2022 11:23
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msukiwi:

 

Drunken student parties with super loud music at 0730hrs on a Sunday morning! Including loud drunks on the garage roof!

 

 

There should be greater penalities for this type of behaviour.   Especially with councils trying to intensify housing, this becomes a bigger problem. 

 

 

 

RMA noise control rules are decades old.


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  #2979326 9-Oct-2022 11:39
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surfisup1000:There should be penalities for this type of behaviour.

 

FTFY! (Actually imposed penalties that is!)


Geektastic
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  #2979896 10-Oct-2022 08:36
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The fact that NZ courier services cannot manage the service levels of USA couriers.

I have a parcel en route via USPS. Every time its status changes I get an email advising me where it now is and when it arrived there. I get daily updates on when delivery is scheduled.

Compare NZ :

In transit.

Delivered.

It’s not hard to scan parcels and give senders and recipients useful and detailed information in this day and age. NZ courier services don’t appear to have moved out of about 1985 yet.





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  #2979905 10-Oct-2022 08:44
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Geektastic: NZ courier services don’t appear to have moved into about 1985 yet.

 

FTFY!


Behodar
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  #2979920 10-Oct-2022 09:14
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Microsoft has a forum where you can submit product feedback. Someone's requested a new feature, and someone else is apparently very interested in this feature, to the point where they've created five different accounts and added the same exact comment ("this feature is requried" [sic]) multiple times. Do they really think that such an obvious strategy is going to actually help?

 

It's been four years and MS hasn't implemented the feature yet, and in my own opinion it's extremely important and the product shouldn't have seen the light of day without it. But I'm not Microsoft...


Eva888
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  #2979945 10-Oct-2022 10:28
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Used Wise a number of times first before deciding to go the next step of verifying my identity. I used the Safari Browser which requires 2FA. After uploading my Drivers Licence the next step is take a selfie for comparison, press Next. The camera opened but there was no flip button on the screen so camera was facing the floor. Had to physically turn the iPad around so that the camera lens faced me and then guess where I was in the frame and click the shutter button I couldn’t see. Very puzzled looking photo ensued.

Granted I was using my older iPad via browser, but had gotten so far into the verification process that wasn’t going to sign out and go to my newer iPad with the App. No idea if the same problem applies in the newer iPad.

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