My security is fairly primitive. As a pensioner my needs are simple and I don’t bother with Internet banking. I don’t keep anything of value on my computers and I don’t visit shady sites so I only have basic security (Windows firewall, Defender, Malwarebytes). I have never had any issues. My security is basically keeping a low profile.
I need to undergo some medical procedures in Thailand in a few months and I have to figure out a good way of making substantial payments from my Kiwibank account. I will probably have to activate Internet banking. I do not have a credit card but I do have the usual Visa debit/EFTPOS card and I can make overseas payments with that. Until now I have kept most of my funds in a Saver account with only the Now account linked to the card. That way even I can only access what is on that account. To transfer funds I have to ring the bank or physically go there. This has the virtue of simplicity and it has worked well for me until now.
However I may be using borrowed computers or odd browsers on unknown ISPs in Thailand, so I need to find the best possible way of protecting my account when making overseas payments or withdrawals. I don’t carry a cell phone and I don’t really want to, so I am looking at other 2FA alternatives, but I’m not sure what to look for. I did read the Yubikey review @freitasm has posted. Something like that, such as a USB dongle I can plug into any computer, sounds like it might be exactly what I need, but I’m not completely sure. Any advice, recommendations or suggestions are welcome. Thanks in advance.